Terms of Service

Effective Date: September 1, 2025

These Terms of Service (“Terms”) govern your use of Ledgerly’s website, mobile applications, SMS/text messaging services, and related offerings (“Services”). By accessing or using our Services, you agree to these Terms.

1. Eligibility

You must be at least 18 years old to use our Services. By using Ledgerly, you represent that you meet this requirement and have the authority to enter into these Terms.

2. Use of Services

You agree to use the Services only for lawful purposes and in accordance with these Terms. You may not misuse the Services, interfere with their operation, or attempt unauthorized access.

3. SMS/Text Messaging Terms

By providing your mobile number and opting in, you consent to receive recurring SMS/text communications from Ledgerly.

• Consent: Your consent is not required as a condition of purchasing or using Ledgerly’s services.
• Content: Messages may include account alerts, updates, reminders, and other service-related information.
• Frequency: Message frequency will vary depending on your interactions with Ledgerly.
• Opt-Out: Reply STOP to any message to unsubscribe.
• Help: Reply HELP or contact support@ledgerly.com for assistance.
• Carrier Disclaimer: Wireless carriers are not liable for delayed or undelivered messages.
• Costs: Standard message and data rates may apply.

4. Account Responsibilities

You are responsible for:

• Maintaining the confidentiality of your login credentials.
• Ensuring your contact information is accurate and up-to-date.
• All activities that occur under your account.

5. Intellectual Property

All content, trademarks, logos, and software associated with Ledgerly are owned by Ledgerly or its licensors. You may not copy, modify, distribute, or reverse engineer any part of the Services without prior written consent.

6. Disclaimer of Warranties

Ledgerly provides the Services on an “as is” and “as available” basis without warranties of any kind, whether express or implied.

7. Limitation of Liability

To the maximum extent permitted by law, Ledgerly shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the Services. Our total liability for any claim shall not exceed the amount paid by you, if any, for accessing the Services.

8. Termination

We may suspend or terminate your access to the Services at any time for violation of these Terms or unlawful activity.

 

9. Governing Law

These Terms shall be governed by and construed under the laws of Florida, without regard to conflict of law principles.

10. Changes to Terms

We may update these Terms from time to time. Updates will be posted on this page with a revised “Effective Date.” Continued use of the Services constitutes acceptance of the updated Terms.

11. Contact Information

For questions about these Terms or our SMS/text messaging program, contact us at:
Email: support@ledgerly.com
Mailing Address: 570 Carillon Pkwy # 210, St Petersburg, FL 33716